Get your own Merchant Account

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  • New Merchant Account 

  • Donations deposited within 48hrs

  • Lower Processing Fees - 2.9% + .30 transaction

  • Customized Donate Button

  • Widgets can be inserted anywhere on your website

  • Widgets can be inserted in any email

 

Merchant account provider Aggregator
Merchants own their own dedicated merchant account. Merchants share an aggregator’s joint merchant account with other merchants.
A lengthier application process. A quick and simple application process.
Requires time and due diligence; merchants must apply and get approved. Requires very little downtime; merchants can start processing payments instantly.
Merchant account providers gather information (i.e. regular processing volumes) which mean fewer interruptions to processing activity. And if there’s unusual behavior, merchants will be notified, rather than finding out when their account is frozen or terminated. Aggregators inherently carry a higher risk for fraud which means they will exercise greater levels of caution when it comes to suspicious activity or irregular transaction behavior. This means more account freezes, holds, and/or sudden terminations.
Merchant account providers are able to tailor rates to each individual business – offering more competitive pricing. Aggregators typically have fixed rates, which can become pricey as merchants process more.
They will grow and scale with businesses so merchant account providers have higher processing limits. As they have their own rules to abide by, aggregators have lower individual and annual processing limits.
With little to no interruptions to processing activity, merchants typically see funds in their account within 1-2 business days with merchant account providers. Merchants relinquish control over funding and must rely on aggregators to transfer funds from the joint merchant account to merchants’ bank account. Aggregators can potentially withhold funds if they wish.